+€320kCost
Navigators after 2027
The draft budgets the two navigators in 2027 only. If they stay, add €160k a year. 2029 then turns to −€105k.
−€355k after three years.
Draft · to validateNet result by year · €k
Source: draft P&L shared by C. Hirt, 9 Oct 2026. Arithmetic on the draft figures only.
The draft as written, year by year.
Navigators (€160k) and the pilot app plus pilot (€50k) come first. Revenue covers 1% of cost.
Tool 2 (€150k) and the go-broad launch with RDF (€75k). Revenue covers 10% of cost.
€55k of revenue, and no cost budgeted.
All costs and all revenue from 2027 to 2029, on the same scale.
Running total of the yearly results, in €k. Dashed: the navigators stay after 2027.
What the draft leaves open before the model goes to the board.
The draft budgets the two navigators in 2027 only. If they stay, add €160k a year. 2029 then turns to −€105k.
Servers, support and maintenance are not budgeted yet.
Tool 2 is reimbursable, but no reimbursement revenue appears yet.
Line items add to €435k; the draft total says €385k. Is €200 per doctor a year or a month? If monthly, 2029 doctor revenue is €240k, not €20k.
The revenue needed to pay one navigator (1 FTE) for a year.
equals 400 doctors at €200 a year, or 2,286 patients at €35.
The full 2029 revenue plan, €55k, does not cover one navigator yet.
Each +100 doctors adds €20k a year. If the €200 is monthly, 34 doctors cover one navigator. Pricing clinics per assessment ties revenue to patient volume, not to seats.
Switch each one on or off; the result recalculates from the draft figures.
Levers
Checks on the draft
Arithmetic on the draft figures only, to be validated with the team. €k = thousand euros.